Low Income Apartments and Affordable Housing For Rent in Saginaw, MI (2025)

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Discover affordable housing in Saginaw where there are 71+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

South Saginaw Homes

1026 Huntley Rd, Saginaw, Michigan 48601

bed3-4

payment$744-1021/mo.

South Colony Place Seniors

180 S Colony Dr, Saginaw, Michigan 48638

bed1-2

paymentSubsidized

Buena Vista

4530 Hess Ave , Saginaw, Michigan 48601

bed1

paymentSubsidized

elderlySenior

accessibilityAccessible

St Pauls Townhouses Village

359 Vestry Dr, Saginaw, Michigan 48601

switch_access_shortcutShort Wait

paymentSubsidized

accessibilityAccessible

Northfield Center

2750 Northfield Ct, Saginaw, Michigan 48601

paymentSubsidized

accessibilityAccessible

Westchester Village East

4000 Harold St, Saginaw, Michigan 48601

bedStudio-1

switch_access_shortcutShort Wait

real_estate_agentAccepts Vouchers

accessibilityAccessible

Together With Friends

6079 Foxwood Ct, Saginaw, Michigan 48638

paymentSubsidized

accessibilityAccessible

accessible_forwardDisability

Lakeside Village

4370 Lakeside Cir, Saginaw, Michigan 48603

paymentSubsidized

Joan Manley Wolfe Apartments

4235 McCarty Rd, Saginaw, Michigan 48603

switch_access_shortcutShort Wait

Swanhaven Manor

300 Kennely Rd, Saginaw, Michigan 48609

bed1-2

AUTUMN RIDGE APARTMENTS

3670 Hess Ave, Saginaw, Michigan 48601

bed1-3

payment$735-955/mo.

Township Court

295 N Colony Dr, Saginaw, Michigan 48638

bed2

payment$940/mo.

Township Square

5095 Bennington Dr, Saginaw, Michigan 48603

bed2-3

payment$940-1200/mo.

2536 Bellevue Ave

2536 Bellevue Ave, Saginaw, Michigan 48601

bed3

payment$800/mo.

switch_access_shortcutShort Wait

real_estate_agentAccepts Vouchers

real_estate_agentNaturally Affordable

2523 Robinwood Ave

2523 Robinwood Ave, Saginaw, Michigan 48601

bed2

payment$900/mo.

switch_access_shortcutShort Wait

real_estate_agentAccepts Vouchers

real_estate_agentNaturally Affordable

2523 Robinwood Ave

2523 Robinwood Ave, Saginaw, Michigan 48601

bed2

payment$900/mo.

switch_access_shortcutShort Wait

real_estate_agentAccepts Vouchers

real_estate_agentNaturally Affordable

1910 Bay St

1910 Bay St, Saginaw, Michigan 48602

bed1

payment$595/mo.

switch_access_shortcutShort Wait

real_estate_agentAccepts Vouchers

real_estate_agentNaturally Affordable

3409 Rust Ave

3409 Rust Ave, Saginaw, Michigan 48601

bed3

payment$750/mo.

switch_access_shortcutShort Wait

real_estate_agentAccepts Vouchers

real_estate_agentNaturally Affordable

1011 Webber St

1011 Webber St, Saginaw, Michigan 48601

bed1

payment$600/mo.

switch_access_shortcutShort Wait

real_estate_agentAccepts Vouchers

real_estate_agentNaturally Affordable

3703 Bernice Dr

3703 Bernice Dr, Saginaw, Michigan 48601

bed2

payment$795/mo.

switch_access_shortcutShort Wait

real_estate_agentAccepts Vouchers

real_estate_agentNaturally Affordable

How To Identify Affordable Housing in Saginaw, Michigan

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

BadgeDescription

switch_access_shortcutShort Wait

Low income apartments with no or short waiting lists.

paymentSubsidized

Low income housing where the rent is subsidized and the renter pays only a portion of total rent.

real_estate_agentAccepts Vouchers

Apartments that accept Section 8 vouchers near you

elderlySenior

Rental housing for seniors who are 55 (or sometimes 62) and older.

paymentIncome Based

Affordable apartments where the rent paid is based on renter income.

accessibilityAccessible

Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.

accessible_forwardDisability

Apartments for individuals or families with disabilities.

real_estate_agentNaturally Affordable

Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.

Back to rentals ↑

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment InSaginaw, Michigan

$19.02/hour

$8.69

(+84%) more thanMichigan minimum wage and

$11.77

(+162%) more than the Federal minimum wage.

Learn More About Saginaw, Michigan AffordableHousing ↓

What HUD offices serve Saginaw, Michigan?

Public Housing Agencies operate federally assisted affordable housing programs atlocal levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within theirjurisdiction.

Saginaw Housing Commission

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Family Self-Sufficiency programs for Saginaw, Michigan.

Go to theMichiganPublic Housing and Low-Income Apartments Waiting Lists page for openings near Saginaw.

How many renters live in Saginaw, Michigan?

The City of Saginaw haspeople living in households.

There are renters living inrenter households in thisCity. Renters make up 44.56percent of the population living in Saginaw.

What is the rental market like in Saginaw, Michigan?

There are an estimated housing units in theSaginaw area. Of these, units are rentalhomes, making up percent of the housing market. Forevery renter household in Saginaw, Michigan, there are1.13 rental units.

What is the vacancy rate for rentals in Saginaw?

The rental vacancy rate in Saginaw is 11 percent.This is ahigher than averagevacancy rate.When rental vacancy rates are high it means that there are a lot of available units and rents tendto be lower.

How many rental units are in Saginaw for each bedroom size?

Occupied Rental Units by Size in Saginaw
StudioOne-BedroomTwo-BedroomThree-BedroomFour+ Bedrooms
2161,5972,5312,697500

Occupied Rental Units by Size in Saginaw

A large number of apartments in Saginaw have two or fewer bedrooms. Seniors and youngprofessionalsespecially may have more success finding an apartment that meets their needs.

How Much Is Rent in Saginaw

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - rangesfrom $681 to $1,337. FMRs areupdated annually by HUD for every city and county nationwide.

Bed Size2024 Fair Market Rents
Studio$681
One BR$764
Two BR$1,004
Three BR$1,295
Four BR$1,337

2024 Fair Market Rents in Saginaw, Michigan

How many units are rented at Fair Market Rent (FMR) in Saginaw?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s FairMarket Rent. Markets with a large share of units above FMR tend to have longer search times to find aqualified unit, while those with a large share of units below FMR tend to have more choices and shortersearch times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit SizeCount of Units Below FMRPercentage of Total Units Below FMR
Studio16978 percent
One BR1,24878 percent
Two BR2,17286 percent

Rental Units Below FMR in Saginaw, Michigan

How many affordable rental units are in Saginaw?

There are a variety of federal affordable housing programs serving households inSaginaw, Michigan including the following:

Federal ProgramUnit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Tracked Units by Federal Program in Saginaw, Michigan

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Saginaw, Michigan

Saginaw features 1,884 income based apartments.Tenants of income based apartments typically pay no more than 30% of their income towards rent andutilities.

Low Rent Apartments in Saginaw, Michigan

There are 1,028 rent subsidized apartments that do notprovide direct rental assistance but remain affordable to low income households in Saginaw.

Housing Choice Vouchers in Saginaw, Michigan

On average, Section 8 Housing Choice vouchers pay Saginaw landlords$500 per month towards rent. The average voucher holdercontributes $300 towards rent inSaginaw.

The maximum amount a voucher would pay on behalf of a low-income tenant in Saginaw, Michigan fora two-bedroom apartment is between $904 and $1,104.

Sourced from federal housing data and AffordableHousingOnline.comresearch.

Affordable Housing Tip

Applying for housing with bad credit.

Most HUD housing programs, like Section 8 and Public Housing, do not have a credit check. But Section 8 landlords will likely require one for an available unit.

What Renters Say About Us

Mili Rodriguez says:

"Affordable Housing Online is awesome, and helps lots of people who can greatly benefit from this website."

Low Income Apartments and Affordable Housing For Rent in Saginaw, MI (2025)
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